You will need to provide documentary proof of your name and address. You are not allowed to drive on a motorway if you hold a provisional licence. 50); observe the minimum age requirements. The telephone service calls are charged at 49p per minute. The cost of motor insurance cover will vary according to a number of factors such as your age, how long you have been driving, where you are living, the age and value of your car and the type of car you have. The higher the cost of the vehicle, and the bigger its engine of the vehicle, the higher your insurance premium is likely to be. Fortunately telematics boxes, which are fitted to a vehicle in order to track the driver’s telemetry data, could help younger student drivers to reap the rewards of safe driving. To make sure that temporary student car insurance – whether you’re 18-21 or a mature student – is affordable, we’ve created this policy for university students only. Great company and service easy and efficient to deal with, Will definitely use quotezone in future saved me around 50% on my car insurance. If you continue to use Quotezone.co.uk, we'll assume that you are happy to receive all cookies on this website. The reasons for this include: Age. No. We checked Defaqtoand found that 90% of 363 comprehensive car insurance policies included ‘foreign use’ as standard. We offer FluxScore, a black box policy that almost makes you forget that you even have a black box. Help us improve your experience by taking our short survey. And our UK-based claims team are on call 24/7 if you ever need to make a claim. If you are discovered using a vehicle without insurance, you’ll first be sent a warning letter. The more coverage you get or the more comprehensive your coverage is, the higher your insurance premium will be. If you have any queries about CBT phone the Driving Standards Agency on 0300 200 1122 and ask for the CBT Section or see 'Riding a motorcycle, moped or motor tricycle'. and in its entirety, including UKCISA's logo, disclaimer, copyright statement Compare car insurance quotes for students now. Black box insurance is becoming increasingly popular with students and younger drivers, so make sure you do a little research to see if this is something that could work for you. for England and Wales (Charity Number: 1095294). UKCISA is a company limited by guarantee registered in England and Wales (Company Number 4507287) The greatest barrier when buying a car as an international student is the upfront cost you will have to shell out to make your purchase. Temporary cover for a parent or friend's car if you drive it when you're home; Annual policies for students who drive their own car; We offer students the best of both worlds: for those who take their car to uni, there's an affordable annual insurance policy. Accidents and illness can strike any time We offer all students on our UK courses a comprehensive insurance policy (EduTravel), designed specifically for international students. If you cease to be lawfully resident in the UK, for example if you become an overstayer, the DVLA can revoke your driving licence. Essential reading for anyone planning to drive in the UK is The Highway Code, both in terms of road safety and because many of its rules are in fact legal requirements. Its registered office is at 1st Floor, Noble House, 3-5 Islington High Street, London, N1 9LQ, © 2021 UK Council for International Student Affairs, Click here to register if you work at a member institution, Corporate and education sector organisation members, Corporate and education sector organisations application form, Code of practice for members and subscribers, Riding a motorcycle, moped or motor tricycle', Driver and Vehicle Licensing Authority (DVLA), Driver and Vehicle Agency Northern Ireland, the gov.uk website for more information about learning to drive. This option is best for students who will rent a car, either for short trips or during your whole stay. In addition to the private care system, UK has a national health system called the National Health Service (NHS). ), though, so be sensible when shopping for a new car. The UK Council for International Student Affairs (UKCISA) is the UK's national advisory body serving the interests Examples of motoring organisations: This information may be printed and reproduced provided it is copied unaltered The ISIC card, the only internationally accepted student identity card which can provide proof, various benefits and more! It is an offence to drive a vehicle on the road or in a public place without insurance, and penalties can be severe if you do not have insurance. Last modified: It might be oh-so-tempting to tell a few white lies when looking for car insurance, but if you tell fibs you could be leaving yourself wide open to your policy being completely voided should your car be stolen or damaged. The Know your traffic signs guide is also essential reading if you are not familiar with the meaning of UK road signs. If the car is more than three years old, the car must be checked and a certificate of roadworthiness, known as an MoT test, obtained every year before the expiry of the last MoT, which is valid for 12 months. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier. Student car insurance As the UK's best student insurance provider*, take a look at the different types of insurance we offer student drivers. These ‘black boxes’ track a wide range of data points relating to your driver, including your speed, acceleration, braking and handling, and share this data with your insurance provider in order to demonstrate that you’re a safe driver. All participants will be entered into a prize draw for a chance to win one of four £25 Amazon vouchers. In any UK immigration application you are required to declare criminal convictions, including road traffic offences. For more information on arranging insurance for your vehicle, see Buying a vehicle. The penalty for doing this may be a fine, a ban or imprisonment. Why is car insurance for students so expensive? Ready to get on the road? If you hold a driving licence issued outside of Great Britain (that is England, Scotland and Wales) then you can use the tool on the Government website to check whether you can use it to drive in the UK. Australia, Barbados, British Virgin Islands, Provinces & Territories of Canada*, Falkland Islands, Faroe Islands*, Gibraltar, Hong Kong, Japan, Monaco, New Zealand, South Korea*, Singapore, South Africa**, Switzerland and Zimbabwe. For driving in Northern Ireland: There are three different types of insurance policies: If borrowing a friend’s car or other vehicle, always check that they have insurance which allows you to drive it. If you'd like to receive our monthly student newsletter please enter your email address below: If you work at an institution that is a member of UKCISA, log in to your account to subscribe to members’ news or. 1.4 Do You Need Travel Insurance As An International Student? and the reference to UKCISA's website as a source of further updates, and provided Get your card. UK law requires all motorists to have valid insurance that provides them, or anyone they permit to use the vehicle, with insurance cover for the vehicle that they are driving. with the team at IEC abroad. Since the winning recommendation is buying a car in the United States, we want to list out some options available to you to make the massive feat feasible. By making our insurance comparison tool your first port of call (and entering all of your details accurately and fully) you should be able to compare quotes for a wide range of suitable insurance policies. In addition, if you do so, your car insurance will be invalidated and you will be committing a further criminal offence of 'driving without motor insurance'. Car insurance can be tailored to suit your needs and budget; Cheap car insurance for students. If the car you are going to drive does not belong to you, then even if there is an insurance policy in force, it may not cover you to drive unless you are a named driver or it is an 'any driver' policy. however, accepts no legal responsibility for its accuracy. of international students and those who work with them. Edutravel: UK student insurance offered by Kaplan International Pathways. International Student Insurance is the premier destination online for international student health insurance and international student travel insurance plans. In addition to having current valid road tax, insurance and a driving licence, you must: Further information about what you can drive and your legal obligations as a driver can be found on the DVLA and DVANI websites. Behind the USA, the UK is one of the leading destinations for international students to come and study, not only degree level programs, but also for secondary school and English as a … Registered office: Seopa Ltd, 5th Floor Link Building, Adelaide Exchange, 24-26 Adelaide Street, Belfast, BT2 8GD. Before driving any vehicle (car, motorbike, van etc) in the United Kingdom (England, Scotland, Wales and Northern Ireland), you should check that you meet all of the legal requirements which apply (a) to the driver and (b) to the vehicle; and that you are aware of the correct procedures, which may be very different from your home country. UK student driver car insurance comparison tool Students often get access to all sorts of great discounts to help them afford things they need for their studies and those much-needed nights on the town. Its registered office is at 9 - 17 Being a student is an exciting time: it might be the first time you move out of home, it’s an opportunity to meet new people and for some, it’s a chance to see the world. St Albans Place London N1 0NX. 21 March 2017, Last modified: This is based on representative cost savings from August 2020 data. Car modifications can make some car insurance providers very nervous, so steer clear of any non-standard modifications. When you have bought the vehicle, you will need to register it in your name. Generally, the smaller and less powerful the car, the cheaper the policy should be. 1 Car Insurance For International Students In Canada. Never purchase a vehicle unless it has a registration certificate.You may wish to make a check through the DVLA’s Vehicle Check Service (VCS), which is intended to deter criminals from disguising stolen cars with the identity of written off ones (that is, vehicles which have been badly damaged in an accident and which have been written off by an insurance company). If hiring/renting a car, you will need to show a valid current driving licence. If you do not qualify for full NHS treatment, you will need to get private medical insurance, as private health care can be very expensive.If you have an accident or fall ill, only emergency treatment will be provided for free. Factors that will influence your international student car insurance premium include the following. Car Insurance for Cancelled Policyholders. Our registered number is 313860. Although you are not required to declare any fixed penalty notices (which were not issued by a court), be aware that if you fail to pay, this could result in a more serious punishment, which may have to be declared. Find out more. *Voted the “Best Student Insurance Provider” at the Insurance Choice Awards, 2019 For more details, see the DVLA website. Our comprehensive car insurance for student drivers also comes with optional RAC breakdown cover. Even if you have a licence for driving a car, you might still need to complete a Compulsory Basic Training (CBT) course before riding a moped or a motorcycle in the UK. EduTravel is a combined travel, health and academic insurance policy, designed to give you full cover, as well as added peace of mind. country. It could mean country members of the European Union. *51% of consumers could save £283.97 on their Car Insurance. that no charge is made to any persons for copies. In the rest of the UK (that is, England, Scotland and Wales), if you want to take a GB driving test, please see the gov.uk website for more information about learning to drive. It is both very … You may be allowed to do so for a limited period of time only. Cover for ‘foreign use’ could be … Introduction to UKCISA for Chinese students, Healthcare in the UK for EU, EEA and Swiss students. When buying a car, look for a vehicle in a low car insurance group. Theirs is the only insurance provider recommended by the National Union of Students. International student health insurance For student cover, call us on +44 (0) 1892 612061 . Some credit cards and personal car insurance policies already cover your rental, allowing you to avoid this additional expense. Student car insurance – as standard car insurance – is a legal requirement in the UK. Insurance and road tax are normally provided by the rental company and included in the hire charge. It is no defence (in law) to say that you believed (wrongly) that you were insured. Using a student driver car insurance comparison tool can help you locate the most cost-effective policies that best suit your needs, so don’t feel like you have to plump for the first company that offers you cover. Andorra, Australia, Barbados, British Virgin Islands, Canada*, Falkland Islands, Faroe Islands*, Gibraltar, Hong Kong, Japan, Monaco, New Zealand, South Korea*, Singapore, South Africa**, Switzerland and Zimbabwe. It is illegal to drive without valid insurance, road tax or a valid driving licence. Higher education is full of costs, so we understand that you'll likely want to save money on your car insurance. Student route: eligibility and requirements, Making a Student route application in the UK, Applying for a Student route visa outside the UK, Your institution has sponsor licence problems, Employers, income tax, National Insurance, Restricted and prohibited items when entering the UK, Coronavirus (Covid-19): info for international students. The designated countries are as follows: For driving in England, Scotland and Wales:  Exclusive temporary car insurance for students. If you have received multiple fixed penalty notices then this could also be treated seriously by the Home Office when considering your immigration application. The UK government website has guidance on bringing a vehicle to the UK. IN ANY OTHER CIRCUMSTANCES. Driving licences are issued by the Driver and Vehicle Licensing Authority (DVLA) in England, Scotland and Wales and in Northern Ireland by the Driver and Vehicle Agency Northern Ireland. 1.3 What Kind Of Coverage Is Included In An International Insurance Plan? 19 November 2015. It is a criminal offence to drive using a licence that is not valid in the UK. There are a number of motoring organisations in the UK that offer a range of services to the motorist, including breakdown assistance and recovery, insurance and route planning. You are advised to seek legal advice from an immigration specialist if you think any of these matters may affect you. 02 June 2016, Last modified: Whether you’re a student, office worker or pensioner, if you own and drive a car you are required by law to buy a car insurance policy. Getting a U.S. driver’s license for international students involves some diligence when it comes to paperwork and knowing the rules of the road when taking the written and driving test. Student insurance is designed for students living away from their family home in halls of residence, or rented accommodation, while they’re studying. UKCISA, We use cookies to ensure that we give you the best experience on our website. You can obtain a tax disc by applying online or collecting an application form from any Post Office. International student insurance is a specially designed cover that protects international students who are studying in the UK. If you buy a vehicle which is later identified as having been stolen, you may have no right in law to its ownership and you could lose both the vehicle and the money you paid for it. As the name suggests, student car insurance policy covers you as a student driver on the UK roads. Someone who applies for a UK driving licence must show that they have immigration permission to be in the UK for at least six months, unless they have a driving licence from an EEA country or other designated Studying in the UK, how does it differ from home? Whether you’re already a uni student, or a 17-year-old driver, running a car is going to be expensive.. If this is something that you feel might work for you then use our website to seek out insurers that offer specialist cover for temporary use and make sure that you get as much information as possible before making a decision. Generally, car insurance premiums for international students are quite high. There are several reputable companies that specialise in insurance policies for students, so shop around in order to find the best deal. UK student driver car insurance comparison. Do keep in mind that safety features and security measures are looked on favourably by insurers (and your parents! Health Insurance for International Students in the UK. This means you won’t be left stranded if you break down, even in the middle of the night. You must ensure that road tax for your car is paid before you drive it. In order to get a temporary student car insurance quote, you must be: A provisional licence requires you to display red and white 'L'-plates (‘D’ plates in Wales) at the front and back of the vehicle and to be accompanied by another person in the passenger seat when you drive who (a) is over 21 years old, and (b) has passed their driving test and held a valid licence for at least 3 years. Rental car insurance is an optional purchase you will be offered at the rental company. You must make sure that the details shown on your Registration Document/Certificate are correct. Geico is a good choice for car insurance for international students because it offers premium discounts for student drivers in good academic standing. Car security and a charity registered with the Charity Commission for England and Wales (Charity Number 1095294). *Some restrictions on what you can drive apply. If you buy a brand-new car in the UK, the dealer will usually arrange for the car to be registered for you. 14 February 2018, Last modified: Type of Coverage. Health insurance for international students in the UK is an essential aspect if you want to live in the UK without worrying about medical costs. Your Personal Information If the dealer does not register the car for you, make sure that they give you the appropriate application form so that you can apply yourself. If you have been disqualified from driving then you will need to declare this. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. 07 February 2020, Last modified: The Highway Code costs around £2.50 from most bookshops. Our plans are not only comprehensive, but they are affordable for any budget, and are specially designed to provide health insurance for international students. By reducing your annual mileage, or living closer to the college or university campus, then you're likely to receive cheaper car insurance quotes. Long-term Visa. In general, health insurance in the UK is for international students who are eligible to benefit from this system. On successful completion of the course you will get a training certificate (DL196) which is valid for two years. 1000 Car Insurance for an International Student? Many insurers feel that these modifications make the car more vulnerable to theft or are a sign of the typical boy- or girl-racer, so keep your vehicle in the same state it left the factory in to avoid unnecessary price hikes. Many students studying at city centre colleges or universities with excellent public transport links find that they don’t actually need to use their cars for significant periods of time, especially during the academic semester. However, one area where students generally don’t get to make big savings is on car insurance, since their younger age and limited driving experience typically goes against them when trying to secure a good deal. Insurance providers know that young drivers, the group that students are most likely to belong to, are more likely to have accidents, so the cost of premiums in the first few years is going to reflect that risk. However, even 'any driver' policies may not cover learner drivers, or people driving on foreign licences. NO PART OF IT MAY BE REPRODUCED If you wish to drive a car in the UK but do not currently hold a valid licence to do so, you will need to apply for a provisional licence and then take a theory test and a practical driving test in order to obtain a full licence. For Northern Ireland, the number is 0845 402 4000 and the line is open Monday-Friday 0900-1700hrs (UK time). To keep your costs as low as possible it’s better to opt for a lower powered car that isn’t pricey. There are many driving-schools in the UK where you can pay for lessons with a qualified instructor. Endsleigh are a UK insurer that specialise in students. Does anyone know a cheap car insurance company for a young driver (21 YO) who will be driving with an international license for 1 … It includes cover for things like medical costs, personal money and course fees in certain circumstances. Car insurance for student drivers is never likely to be classed as ‘cheap’, but if you do your homework and compare quotes from a wide range of providers you can at least find a suitable policy that is cheaper. UKCISA is a company limited by guarantee registered in England and Wales Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). I am wondering if is it even possible to get a car insurance for normal price, as everything Ive found so far was over 8,000 pounds a year. And … Think about your mileage. Rental car insurance. The telephone number is 0906 185 85 85 and the service operates Monday to Friday between 8.00am and 8.30pm, and Saturday between 8.00am and 5.30pm. Everything International Students Need to Know to Get a License and Car Insurance. That is the best way to gauge an idea of how much you should be paying and which providers are offering the most affordable deals. Your essential student and lifestyle card. Always check before driving. Or, any country which the Commission of the Economic Community approves as meeting the requirements of Article 8 of the EC Directive 2009/103/EC - a cross-border exchange of information on road-safety-related traffic offences. Costs may vary widely between insurance companies for the same cover, so you may want to shop around. 03 September 2015, Last modified: Insurance policies vary between providers and while some might provide you with the financial protection required, others may charge a similar amount but offer you less.\r\n\r\nTo learn more about international student health insurance, please get in touch. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. You might think you’ll be making significant savings by not being totally honest, but in fact you’ll only be setting yourself up for bigger problems later on down the line. To find out more, check our Cookie Policy. UK International Student Insurance International Student Health Insurance for Students in the UK. Details of instructors in your local area can be found in the Yellow Pages directory or the BT telephone directory.